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10 Ways to Remove an Inaccurate Charge Off Okay so now, in today’s video I’m going to show you common dispute strategies that you can use to challenge an inaccurate charge off on your credit report or your consumers credit report. This is Mark Clayborne- the Founder of startupcreditrepairbusiness.com. Read More »
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10 Ways to Remove an Inaccurate Charge Off Okay so now, in today’s video I’m going to show you common dispute strategies that you can use to challenge an inaccurate charge off on your credit report or your consumers credit report. This is Mark Clayborne- the Founder of startupcreditrepairbusiness.com. Read More »
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What is a 'Charge-Off' - A charge-off is a debt, for example on a credit card, that is deemed unlikely to be collected by the creditor because the borrower has become substantially delinquent after a period of time. However, a charge-off does not mean a write-off of the debt entirely. BREAKING DOWN 'Charge-Off' - A charge-off usually occurs when the creditor has deemed an outstanding debt is uncollectible; this typically follows 180 days or six months of non-payment. In addition, debt payments that fall below the required minimum payment for the period will also be charged off if the debtor does not make up for the shortfall. The creditor crosses off the consumer’s debt as uncollectible and marks it on the consumer’s credit report as a charge-off. Effect of Credit Report and Credit Score - The repercussions for having a charge-off on your credit report includes a fall in credit score and difficulty in getting approved for credit or obtaining credit at a decent interest rate in the future. Paying off or settling the overdue debt will not remove the charge-off status from the consumer’s credit report. Instead the status will be changed to “charge-off paid” or "charge-off settled.” Either way, charge-offs remain on the credit report for seven years, and the affected party will either have to wait out the seven years or negotiate with the creditor to have it removed after paying off all the debt. In the latter case, if the inability to repay the debts on time was due to a temporary setback like job loss, the debtor could write to the lender detailing the issue with proof of a good payment history up to the time he lost his job. Read More »
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Trying to find how to remove stretch marks naturally from home! Click the link of instant access to 3 home stretch mark remedies, its how to get rid of stretch marks fast naturally. Read More »
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Trying to find how to remove stretch marks naturally from home! Click the link of instant access to 3 home stretch mark remedies, its how to get rid of stretch marks fast naturally. Read More »
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Cerebral therapy is a YouTube channel featuring videos that provoke thoughts. At times showing some of the most controversial content and also providing some of the funniest if you're seeking good content we have it here always randomly selected a bunch of our videos are taken down within minutes but It's our business daily to bring them back for you always uncensored ad unrivaled we are currently banned in other countries as a result of our content we move in stealth under the radar sometimes you may watch a video and it seems like it's nothing special that's because you have to stay tuned in to get to the part that they don't want you to see if you see any offensive comments posted to our videos please inform us so we can address the issue we want all of our viewers and subscribers to have a wonderful experience when visiting our site so bad behavior won't be tolerated in any circumstances but we will not remove a video for its content because we're here to bring you raw footage! Read More »
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Cerebral therapy is a YouTube channel featuring videos that provoke thoughts. At times showing some of the most controversial content and also providing some of the funniest if you're seeking good content we have it here always randomly selected a bunch of our videos are taken down within minutes but It's our business daily to bring them back for you always uncensored ad unrivaled we are currently banned in other countries as a result of our content we move in stealth under the radar sometimes you may watch a video and it seems like it's nothing special that's because you have to stay tuned in to get to the part that they don't want you to see if you see any offensive comments posted to our videos please inform us so we can address the issue we want all of our viewers and subscribers to have a wonderful experience when visiting our site so bad behavior won't be tolerated in any circumstances but we will not remove a video for its content because we're here to bring you raw footage! Read More »
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Cerebral therapy is a YouTube channel featuring videos that provoke thoughts. At times showing some of the most controversial content and also providing some of the funniest if you're seeking good content we have it here always randomly selected a bunch of our videos are taken down within minutes but It's our business daily to bring them back for you always uncensored ad unrivaled we are currently banned in other countries as a result of our content we move in stealth under the radar sometimes you may watch a video and it seems like it's nothing special that's because you have to stay tuned in to get to the part that they don't want you to see if you see any offensive comments posted to our videos please inform us so we can address the issue we want all of our viewers and subscribers to have a wonderful experience when visiting our site so bad behavior won't be tolerated in any circumstances but we will not remove a video for its content because we're here to bring you raw footage! Read More »
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